Russell Smith

Branch Partner/Loan Officer

NMLS ID# 78989

Get To Know Russell Smith

I am originally from...

Danville, VA and North Carolinian since 1 years old

This is what excites me about assisting people with their home loans...

Believe it or not, in my 32 years in mortgage lending, I have never been more excited and had more fun in strategizing with clients and partners to come up with the best real estate financing solutions to help clients achieve their dreams, working with amazing business partners to help them reach their business goals, and being a positive influence to others.

My favorite local activities are...

Hanging out with my wife Caroline and our family anywhere, snow & water skiing, golf, hiking, traveling, beach or pool time

Some of my go-to movies are...

Rocky, Star Wars, Naked Gun, Airplane, Sports & those cartoon movies that have adult humor in them

My favorite local hangouts are...

Bald Head Island, any beach, Johnny Lukes Kitchen Bar in Wilmington, Mr. P's in Southport, NC, Oyster Rock in Calabash, NC, Bistro 90

Here are some local organizations I support...

Church, Very Merry Christmas Tour – Whiteville NC, Children’s Home Society of NC

My dream vacation is...

Europe, Any cruises, Utah mountains, NC/TN mountains, Bald Head Island

Down Payment Money is availableSee if you’re eligible

About Russell

I’m Russell Smith—a mortgage strategist guided by faith, grounded in family, and passionate about serving people well. I’m blessed to share life with my wife, Caroline, our growing family, and I’m incredibly proud of all of our children: Anna, Andrew, Brynnan, Drayton, and Harper—and our grandchildren, Oakland and Ollie Joseph. I’m also honored to work alongside children Anna and Andrew every day.

With 32 years of mortgage lending experience, I’m more excited than ever about helping people navigate homeownership. What we deliver is called “The Experience.” Our Dream Team is built on relationships, communication, and execution, because choosing a mortgage lender is about far more than numbers—it’s about trust and strategy.

From the mountains to the coast, I’d love to be your resource and advocate. Reach out anytime—let’s start the conversation.

“Let your light so shine…” — Matthew 5:14–16