Refinance Calculator
See whether refinancing lowers your payment — and when it pays for itself.
Estimated monthly savings
$403.32
Break even in ~9 months
- Current payment (P&I)
- $2,661.21
- New payment (P&I)
- $2,257.89
- Est. current balance
- $386,908
- New loan amount
- $386,908
- Up-front cost
- $3,500
- Net over 10 yrs
- $44,898
Estimates are for illustration only and are not a commitment to lend, a loan approval, or a rate lock. Principal & interest only; actual payments depend on your rate, program, taxes, insurance, and underwriting. Contact a loan officer for a personalized quote.
Ready for a real number?
A Dream Team loan officer can turn these estimates into a personalized pre-approval.