Your Preferred Lender
Financing built around your build schedule and your sales team. A loan officer assigned to your communities, a page for every plan, and a written report on every buyer under contract.
What a partnership gets you
Six things we commit to, and every one of them is something you can hold us to.
We assign your community a team.
One licensed loan officer and one processor handle your neighborhoods. Your sales agents get both direct numbers and reach someone who already knows your plans and your price bands.
We build a page for every plan.
Each floorplan and quick move-in home gets its own financing page with photos, details, and a payment breakdown buyers can work through themselves. Your agents share one link that stays current.
We make your sales office materials.
Payment sheets and co-branded flyers for your community, designed by our team and reissued when your pricing moves. Your agents ask for a piece instead of building one.
We report every week.
Your sales manager gets a written status on every buyer under contract: where the file stands, what it is waiting on, and the date it is tracking toward. No one has to call to find out.
We show up on site.
Scheduled hours in your sales office during selling season, so a buyer can start an application in the model home while they are still standing in it.
We train your sales agents.
A short session on what each loan program asks of a buyer, so your team can answer the basic financing questions on the spot and knows exactly when to hand off.
How it gets set up
Three steps, and the first one is a straight answer about capacity.
Intake call
Thirty minutes on your communities, plans, price bands, and closing volume. We tell you straight whether the team is licensed and staffed for what you need.
Community setup
We assign your loan officer and processor, build financing pages for the plans you are selling now, and produce the first payment sheets for your sales office.
Go live
Your agents get direct contacts and a short walk-through. We review the first files together and set the day your weekly report arrives.
The programs your buyers use
Which ones apply to a community depends on the property, the buyer, and underwriting.
Conventional
The default on most new construction contracts.
About ConventionalConventional 97
3% down for buyers in entry-level product.
About Conventional 97HomeReady
3% down with flexible sources of funds.
About HomeReadyFHA Loan
Lower down payment and more flexible credit.
About FHA LoanVA Loan
For communities drawing military buyers.
About VA LoanUSDA Loan
No money down in eligible rural areas.
About USDA LoanJumbo Loan
Above the conforming loan limit.
About Jumbo LoanDSCR
Build-to-rent and investor purchasers.
About DSCRStart the conversation
Tell us where you build and what you need covered. This reaches the team directly, and someone replies to set up the intake call.
Already working with us?
Contact your loan officer from their profile. Every one lists a direct phone, an email, the states they are licensed in, and their NMLS number.
Find a loan officerAlready working with us? Find your loan officer.
The Dream Team is a team of mortgage professionals at ALCOVA Mortgage, LLC — NMLS #40508 (www.nmlsconsumeraccess.org). Equal Housing Lender. This site is informational and is not a commitment to lend. A homebuyer chooses their own lender and is never required to use ALCOVA Mortgage, LLC to purchase a home.