Conventional Home Loans

• Want a mortgage with flexible loan terms and options
• Have a stable income and an established credit history
• Are looking for competitive interest rates
• Have funds available for a down payment, or qualify for a low down payment option
• Want to purchase a primary residence, second home, or investment property
• Want a loan you can shape around your long-term plans

Loan approval depends on credit, assets, occupancy, reserves, property eligibility, and overall underwriting guidelines.

• Competitive interest rates
• Flexible loan terms and down payment options
• Available for primary residences, second homes, and investment properties
• Mortgage insurance may be canceled once sufficient equity is established
• A wide variety of loan programs to fit different borrower needs
• Credit requirements may be stricter than some government-backed loan programs
• Down payment requirements vary by loan program
• Mortgage insurance may be required with less than 20% down
• Conforming loan limits apply and vary in high-cost areas
• Qualification is based on income, assets, credit, and your overall financial profile

• You have a strong credit profile and stable income
• You want flexible financing options and loan structures
• You have funds available for a down payment, or qualify for a low down payment program
• You want to purchase a primary residence, second home, or investment property
• You're looking for competitive rates and long-term financing flexibility