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Data use & consent disclosure

This disclosure will explain what buyer information appears in the realtor portal, the consent basis for sharing it, and how it is protected. The text below is a structural draft pending ALCOVA compliance approval.

Draft: pending ALCOVA compliance approval. This document is not yet in effect; final language will be provided by ALCOVA Mortgage compliance.

What the portal shares

The portal shows only approved, generalized loan-progress status (a normalized stage, target closing date, and any realtor action requested). It never shows sensitive borrower or underwriting details.

Consent basis

A realtor is shown a buyer's progress only where there is a recorded consent to share or an authorized internal approval. A realtor's name appearing on a loan is not, by itself, a basis for access.

Security & retention

Access is authenticated and authorized per transaction, and activity is logged. Retention periods and detailed data-handling terms are pending ALCOVA compliance approval.