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Dream Team at Alcova Mortgage

Financing resources from John Wilke

Dream Team at Alcova Mortgage · NMLS #2803985

John Wilke
For saleSingle-family

565 Freedom Trail Drive

Willow Spring, NC 27592

$595,999

5 beds5 baths4,033 sq ft0.2 acres

Brand-new 5-bed Craftsman with a finished walk-out basement

What to know

  • Finished walk-out basement
  • Gourmet kitchen · quartz counters
  • Main-floor guest bed + full bath
  • Covered deck
  • 3-car driveway
  • Backs to trees — no rear neighbors

About this home

Brand-new 5-bedroom, 5-full-bath home with a finished walk-out basement in Willow Spring's Wake County — top-rated schools and easy access to Raleigh, RDU, and RTP. • Fiber cement siding, 3-car driveway, and an electric water heater for faster, longer hot water. • Upgraded Luxury Vinyl Plank (LVP) flooring throughout the main level and most of the second floor, including the primary bedroom. • Gourmet kitchen with quartz countertops, gas stove, and a large island, opening to the living area, dinette, and a covered deck for easy indoor-outdoor flow. • Flex room near the entrance — ideal as a home office, library, or formal sitting area. • Main-level guest bedroom with full bath — a rare, valuable option for guests or a stair-free home office. • Private backyard backing to trees with no rear neighbors in sight. • Upstairs loft plus an oversized owner's suite with a spa-style bath and large walk-in closets; a secondary bedroom with its own ensuite. • Finished basement with a full bath — perfect for media, recreation, or entertaining — plus a large unfinished storage area. • 2-car garage, upgraded ceiling fans throughout, and thoughtful separation of spaces. Financing highlight: VA assumable loan at approximately 4.6%.

View original listing on Zillow(opens in a new tab)

Photos

70 photos

Property details

Property type
Single-family
Bedrooms
5
Bathrooms
5
Living area
4,033 sqft
Year built
2026
Lot size
0.2 acres
Garage
2 spaces
Price / sqft
$148

Financing this home

Assumptions as of Jul 16, 2026

Estimate the monthly payment and cash to close, then ask John for figures based on your situation. Every number below is an illustration from the stated assumptions.

Illustrative rate6.75% (6.9% APR)30-yr conventional (illustrative)30-yearSource: Team defaultAs of Jul 16, 2026
$
Loan type
20% · $119,200

3–20% down. PMI under 20% down.

Interest rate
%
Loan term

Estimated monthly payment

$3,665/mo

Principal & interest
$3,093
Property tax
$422
Home insurance
$150
Loan amount$476,799
Down payment$119,200
Est. closing costs$17,880
Estimated cash to close$137,080
Get John's exact numbers

Illustrative rate: 6.75% (30-yr conventional (illustrative), as of Jul 16, 2026).Estimates for illustration only — not a loan offer, pre-approval, or commitment to lend. Actual rate, payment, and costs vary by credit, program, and other factors.

This home may have an assumable loan

The listing notes an assumable rate near 4.6%. A lower note rate can matter, but the actual benefit depends on facts a rate alone cannot tell you.

  • The remaining balance and how many years are left on it
  • The gap between that balance and the purchase price, which you would need to cover
  • Assumption fees, mortgage insurance, and any second loan
  • Whether you qualify to assume under the servicer's rules

John can confirm whether assuming this loan actually helps in your situation and what it would take.

Ask John about assuming this loan

Location

565 Freedom Trail Drive, Willow Spring, NC 27592

Assigned school district
Wake County Schools

Verify current assignments with the district.

Flood zone
Zone X · Minimal risk

Source: FEMA National Flood Hazard Layer

Nearby

Schools

  • Carolina Charter Academy1.5 mi
  • Freedom Academy1.6 mi
  • Angier Elementary School2.3 mi
  • Willow Spring Band Boosters Association3.1 mi

Parks & recreation

  • Jack Marley Park2.0 mi · ★ 4.6
  • Angier Recreation Park2.2 mi · ★ 4.5
  • Bethpage dog park2.6 mi · ★ 5
  • Public Walking Greenway2.9 mi · ★ 5

Dining

  • Napper Tandy's Public House and Restaurant2.1 mi · ★ 4.5
  • McDonald's2.2 mi · ★ 3.4
  • Mi cancun angier2.2 mi · ★ 4.6
  • Harvey John's Steakhouse1.5 mi · ★ 4.7

Groceries

  • Food Lion1.5 mi · ★ 4.3
  • Carlie C's IGA1.9 mi · ★ 4.3
  • Compare Foods of Angier1.7 mi · ★ 4
  • bp1.9 mi · ★ 3.9

Coffee

  • Thanks a Latte - Coffee & Gift Boutique2.2 mi · ★ 4.6
  • The Sipping Squirrel Play Cafe + Protein Bar, LLC1.3 mi · ★ 4.9
  • Club Angier Vida2.3 mi · ★ 4.2

Nearby places are selected by the team and may not be exhaustive.

Interested in 565 Freedom Trail Drive?

Tell us what you need and your message goes to the right person: financing and payment questions go to John, the Dream Team loan officer.

Get in touch

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